What do I need to know about the medical exam?

A brief medical exam is required for the purchase of disability coverage. The exam is paid for by the insurance company and performed by a Paramedical Professional service at your home or office. The exam may include a physical exam, blood work, urine analysis and in some cases, an EKG. The results are sent directly to the underwriter for review along with the proposed insured’s application. A copy of the exam is available upon request.

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