Understand the Process
We understand choosing the right disability insurance plan could be time consuming and confusing. That is why we have created an entirely interactive website which allows you to request a free quote from your living room couch! We will provide you quotes from the top insurance carriers within hours and you will be able to Compare, Select and Apply with the help of our Truly Independent insurance professionals!
Request a Quote
Request a disability insurance quote within seconds! We will shop your business with ever major insurance carrier to create a True Own Occupation policy that best fits your needs – at the best possible rates with all applicable Discounts.
Compare and Select
One of our insurance professionals will contact you with your customized quotes. Compare your options and rates from the top insurance companies in America. Select the right policy for you.
Our insurance specialists will walk you through the application process, which depends on the insurance carrier selected. We will be right there with you at every step during the underwriting process to ensure the application process goes smoothly from start to finish.
We are independent and unbiased ... but what does that mean?
It is important to use independent, unbiased advisors and not single-company insurance salesmen. Physicians should not shop for a disability insurance policy solely based on the recommendation of anyone who represents only one company as they are biased and not looking at other options, which may be better for you and your specific life circumstances. As independent advisors, DrDisabilityQuotes.com could shorten your research time by providing an unbiased analysis of your best options that is focused on finding the best company and policy for your unique situation.
We understand your time is valuable especially as medical professionals. That is why we've developed a way you could get custom free quotes, compare them with the top insurance carriers and submit an application in the comfort of their own homes! We will shop with every major insurance carrier to create a policy at the best possible rates with all applicable discounts.
We're skeptics too. Your trust is our priority and we ensure the safety of your personal information. Your information will only be used by your personal insurance agent and chosen insurance carrier.
You have the ultimate convenience of applying for Disability Insurance from the comfort of your own home. Just simply compare rates, select your plan and apply.
Premier Client Service
From your initial quote request to case submission and underwriting, we will help you navigate the approval process. What sets us apart is that, after successfully purchasing disability insurance, we further service and keep in touch with you on all your future options and rights for your customized policy. We dont only assist in protecting; We assist in Planning, Preparing and Protecting your financial assets.
Easy to Use
Our quote request form is extremely easy to navigate and use. We only require the minimum amount of information to provide the most accurate disability insurance quotes possible!
Security and Trust
We are real people! Our real insurance agents are working from Bloomfield, NJ and are licensed in all 50 states! This is an SSL Verified & Secured Website.
Our Management Team, comprised of Licensed Insurance Specialists, ensure you get your customized Disability Insurance policies as soon as possible.
Get in touch
Submit a quick contact form with any questions or concerns you may have. A customer
service professional will get back to you as soon as possible.
Why Do Residents and Fellows Need Disability Insurance? Long Term Disability Insurance is essential to any physician’s financial safety and security because your career income is by far your greatest asset. The process of becoming a doctor is rewarding in time but is an ultimate investment. You will train for years on a limited salary and[…]
Protecting your lifestyle starts with protecting your income. Disability insurance provides a solid foundation for your financial future by providing you income when you’re unable to work due to an illness or injury. Disability Insurance is more complex than other types of insurance. We recommend requesting quotes from an independent broker, who will be able[…]
Massachusetts Unisex Rate Changes – Effective 1/1/2020 The Massachusetts Legislature passed Bill H.482, banning sex discrimination in disability insurance. This Bill will go into effect January 1, 2020. On average, women pay 23.5% more than men for disability insurance. Most insurance companies will be required to change their guidelines and will offer unisex rates for[…]
Most physicians are offered long-term disability insurance through their group as a benefit that is employer-paid. This looks like a great offer considering you do not pay for it but that is not the case. What you may not realize is that group disability insurance is hard to collect on. Have you ever wondered why[…]
You most likely know that your health is a factor in determining whether or not you will be approved for disability insurance. Pre-existing health history could lead to modifications of your policy’s benefits including medical exclusions, removal of riders or a rating surcharge. What you may not realize is that your driving record may affect[…]
Physicians often fail to consider the possibility of an unexpected life event deeming you unable to work. The process of becoming a doctor is rewarding in time but is an ultimate investment. You will train away for years on a limited salary and some may struggle under the weight of student loans. The financial rewards[…]
This article was posted by Dr. Christopher Yerington on September 13, 2018. There is an article every year about trying not to receive care in America’s teaching hospitals during July or August because of all the new doctors… what a bunch of malarkey… the ‘new’ doctors are the most medically backed-up they will ever be[…]
May 3, 2019 – Moody’s Investors Service (“Moody’s”) has downgraded the senior debt rating of Ohio National Financial Services, Inc. (Ohio National) to Baa3 from Baa2 as well as the insurance financial strength (IFS) ratings of its core subsidiaries, Ohio National Life Insurance Co. (ONLIC) and Ohio National Life Assurance Corporation (ONLAC) to A3 from A2.[…]
This message is from Guardian’s Disability Income Product Strategy Team. Guardian has always carefully monitored the performance of their products and services to ensure they are market-competitive, consistent with their long-term view and prepare their customers for whatever life brings. This analysis sometimes results in minor adjustments to price and/or benefits, and they have done[…]
This article was posted by TMA Insurance Trust. “If you get hurt or become too sick to work, what happens to your income?” It’s one of the first questions that Scott Dial, a disability-income expert who works with TMA Insurance Trust, asks medical residents and new physicians. For some people — 40 percent, to be[…]