Highly-trained professionals like you have unique income protection needs. As a Physician Assistant, Nurse or Nurse Practitioner you’ve made a substantial investment of time and money to get where you are now. Your income is growing and serves as the foundation for the life you’ve created.
What if your income stops or is considerably reduced because you become too sick or injured to work? A disability can suspend your income for a period of time, or even permanently. But while your income may stop, your financial obligations won’t. Routine expenses like rent, utilities, groceries, and monthly loan payments must continue, not to mention saving for college or retirement. And before you say that could never happen to you, consider that 1 in 4 of today’s 20-year-olds will become disabled before they retire.
Disability Income insurance can help replace your income if you become too sick or injured to work. You may already have coverage through an employer or a professional association, but quite often, that coverage does not go far enough to meet the financial needs of high income earners. Individual disability income insurance can help fill the gap to ensure you have adequate coverage both now and in the future.