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Individual vs. Group Disability Insurance

In 2019, the average amount disabled workers received from the Social Security Administration (SSA) was around $1,234, with no benefit adjustments based on previous income. If you became disabled tomorrow, could you afford your home, student loans, or other monthly expenses? Deciding to enroll in a disability insurance policy to protect your income isn’t difficult.[…]


Disability Insurance and Pre-Existing Conditions: What You Need to Know 

Disability insurance and pre-existing conditions are common talking points among those looking for policies. Although health insurers cannot deny you coverage based on your health, the same protections don’t always apply to disability insurance. As a result, applicants applying for individual disability insurance will need to undergo medical underwriting in order to obtain an offer,[…]