Rating Action: Moody’s downgrades Ohio National’s ratings; outlook remains negative

May 3, 2019 – Moody’s Investors Service (“Moody’s”) has downgraded the senior debt rating of Ohio National Financial Services, Inc. (Ohio National) to Baa3 from Baa2 as well as the insurance financial strength (IFS) ratings of its core subsidiaries, Ohio National Life Insurance Co. (ONLIC) and Ohio National Life Assurance Corporation (ONLAC) to A3 from A2.[…]

Your Disability Security Plan

You hope it never happens, of course. But ignoring the possibility is hardly the answer. Does preparing for disability seem overwhelming? It’s not. The Council for Disability Awareness has created a simple, five step Financial Security Plan to give you a clearer understanding of your financial “big picture,” including: Your sources of income, monthly expenses[…]

Long-term Disability Insurance or Long Term Care Insurance: Which is Best for You?

It’s easy to confuse long-term disability insurance with long-term care insurance. But who can blame you? These types of insurance sound much like synonyms or the work of a practical joker with a PhD in linguistics. Nonetheless, these two insurance plans serve very different purposes in helping you manage financial risks. Long-term Disability Insurance  Long-term[…]

A Leading Cause of Malpractice Claims Highlights the Importance of Asset Protection for Physicians

Could Medical Errors Be No. 3 Cause of Death? By Maggie Fox and Lauren Dunn Medical mistakes — from surgical disasters to accidental drug overdoses — are the No. 3 cause of death in the U.S., behind cancer and heart disease, two experts argued Wednesday. They said a careful count of all deaths from preventable[…]