Unisex Rates with Principal are Going, Going, Gone!

Principal has made a major announcement regarding changes to the Principal Individual Disability Income insurance product (HH750) effective January 1, 2021. Gender-specific rates will be used for fully underwritten multi-life cases for healthcare-related occupation. This includes physicians, dentists, veterinarians, optometrists, and all other healthcare-related occupations. Guaranteed Standard Issue (GSI) cases will continue to be based[…]

Application Process for Long-Term Disability Insurance

Protecting your lifestyle starts with protecting your income. Disability insurance provides a solid foundation for your financial future by providing you income when you’re unable to work due to an illness or injury. Disability Insurance is more complex than other types of insurance. We recommend requesting quotes from an independent broker, who will be able[…]

Guardian Changes for General Dentists – IDI

This message is from Guardian’s Disability Income Product Strategy Team. Guardian has always carefully monitored the performance of their products and services to ensure they are market-competitive, consistent with their long-term view and prepare their customers for whatever life brings. This analysis sometimes results in minor adjustments to price and/or benefits, and they have done[…]

A Conversation With Editor @ WhiteCoatInvestor.com

Why should doctors get insurance? What is your greatest asset?  Your ability to earn.  It takes an intelligent, highly motivated, and committed individual to invest over a decade in education and training, combined with a mortgage-sized student loan debt to become a physician. The investment made by a doctor in becoming an attending is unrivaled[…]