fbpx

Disability Insurance Product Changes

Massachusetts Unisex Rate Changes – Effective 1/1/2020 The Massachusetts Legislature passed Bill H.482, banning sex discrimination in disability insurance. This Bill will go into effect January 1, 2020. On average, women pay 23.5% more than men for disability insurance. Most insurance companies will be required to change their guidelines and will offer unisex rates for[…]

Rating Action: Moody’s downgrades Ohio National’s ratings; outlook remains negative

May 3, 2019 – Moody’s Investors Service (“Moody’s”) has downgraded the senior debt rating of Ohio National Financial Services, Inc. (Ohio National) to Baa3 from Baa2 as well as the insurance financial strength (IFS) ratings of its core subsidiaries, Ohio National Life Insurance Co. (ONLIC) and Ohio National Life Assurance Corporation (ONLAC) to A3 from A2.[…]

Guardian Changes for General Dentists – IDI

This message is from Guardian’s Disability Income Product Strategy Team. Guardian has always carefully monitored the performance of their products and services to ensure they are market-competitive, consistent with their long-term view and prepare their customers for whatever life brings. This analysis sometimes results in minor adjustments to price and/or benefits, and they have done[…]