What are Disability Insurance Riders and Which Are Most Common?

Just like cars have a standard model, disability insurance has a base policy. Just like cars have options that can be added to the standard model, so does disability insurance. Optional “add-ons” to the base policy of disability insurance are called disability insurance riders. Riders allow consumers to individualize—to add optional features—to their base policy,[…]

Guardian Announcement Higher Limits & More

Guardian is one of the many carriers that we use for Disability Insurance. They have recently made some significant changes to  their issue limits. 1. Higher Maximum Issue & Participation Limits for the Medical Market Effective immediately, Guardian has increased its Maximum Issue and Participation Limits.  Specifically, Guardian has increased its Maximum Issue Limit to[…]